Applying for a Smart Loan is easier than you think!
You can apply online by clicking the link on the home page, or by completing the loan form here.
To apply online, you will need to be an existing member with us (you can do that here) and register for an online account.
Whether you apply online, in person or by post, we may ask to see a full month worth of bank statements from within the last 6 weeks.
Once received, we will check over your loan form, assess the affordability and perform a full credit check.
All loans are then passed to our Credit Committee who will make a final decision.
For a full wording of our Data Protection Statement please click here.
Important - Your Personal Information
We may use credit reference and fraud prevention agencies to help us make decisions. What we do and how both we and credit reference and fraud prevention agencies will use your information is detailed in the [leaflet/section] called:
A Guide to the use of your personal information by ourselves and at Credit Reference and Fraud Prevention Agencies.
By confirming your agreement to proceed you are accepting that we may each use your information in this way.