Join Smart Money Cymru today!

Be a part of our growing, supportive community at Smart Money Cymru! Join as a member today and enjoy a range of benefits. Everyone who lives in Wales can become a member, and gain access to our exclusive savings, loans and SmartGoods products.

Benefits of Joining

  • Exclusive access to personal loans up to £15,000
  • Access to SmartGoods
  • An easy way to become a regular saver with the comfort of free life insurance
  • 24-hour access to view your account
  • Become a part of a local organisation that puts its members first
  • Your savings are protected by FSCS Guarantee and we are regulated just like High Street banks
  • Enjoy interest rates on loans that other lenders won’t offer
  • We have consistently paid members an annual dividend for the past 20 years, at higher than many high street banks’ savings interest rates
  • Be a part of an ethical financial organisation
  • We take great pride in our customer service to help each and every member, the reviews speak for themselves, so you’re always in good hands

To find out more about Smart Money Cymru Community Bank, read our About Section, and if you’re not sure yet about joining, you can either contact us for a chat with a customer advisor or read our Why Join page.

How To Join

To become a member, you will need to pay a £5.00 shares deposit to activate your account, and once paid, you will be redirected back to the application page.

You can join us online by clicking here and completing the online application form in full.

Can’t sign up online?

You can download a Membership Application Form and return it to the Head Office either by post or email along with the relevant identification and address verification.

Smart Money Cymru Community Bank
64 – 66 Cardiff Road
Caerphilly
CF83 1JQ

Download Membership Form

Adult Membership Form