The smart way to manage your finances


From Monday 24th January 2022, new and existing members can use the Nivo messaging application.

Nivo is an instant-messaging app for Android and IOS users, that can be used to manage your Smart Money Cymru Community Bank account. It’s fast, it’s secure and it’s convenient.

Working just like any other messaging app, Nivo has extra security built in. Nivo is linked to any mobile device with a personal PIN and every message is encrypted to keep your personal information secure from hackers and fraudsters. Keeping safe is great and the convenience is even better!

It’s time to put finance at your fingertips and download Nivo

NIVO Phone Image

You can do so much through Nivo – open an account, apply for loans and speak to a member of our team. Try it today


Download Nivo