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Business Services

Payroll Deduction

Saving is made even easier when you do it through your payroll!

We have a number of businesses within Caerphilly, Blaenau Gwent and Newport who have payroll deduction set up with us, enabling their employees to save by having monies deducted straight from their salary and sent direct to us. 

We currently offer fantastic low rates on loans for those who pay via payroll deduction, so why not join today?

There are a number of benefits to you as an employer in providing this facility to your staff, these include:-

  1. You will be providing a valued staff benefit which can help in recruitment and staff retention
  2. People who save regularly are better able to cope with financial stress or unexpected cost
  3. Reducing staff sickness/absenteeism
  4. Promoting us to your employees is a form of corporate and personal social responsibility

In turn your staff will benefit from the following:-

  1. Access to preferential loan rates
  2. Convenient and easy way to save



Smart Money Cymru Credit Union Ltd, 64-66 Cardiff Road Caerphilly CF83 1JQ Telephone 029 2088 3751
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority 213370, FCA register no: 163C.

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