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Join and/or Borrow

Savings and Loans

t: 029 2088 3751 e:

Becoming a Member

You can now join us online simply by clicking here and complete the online application form in full.

In order to become a member, you will need to pay a £5.00 to activate your account with £2.00 of the amount deducted as a joining fee and the £3.00 as an initial deposit into your account. The fee can be paid by contacting the office where we can take a debit card payment.

Alternatively, you can download a Membership Application Form and return it to the Head Office either by post or email along with the relevant identification and address verification.

Please ensure you have read the Privacy Notice on our website as this outlines how we handle your personal data. (Located under the about us tab).

Smart Money Cymru Credit Union
64 - 66 Cardiff Road
CF83 1JQ 

To comply with Anti Money Laundering Regulations, we will need to see identification and address verification from you.

Please see the table below for acceptable forms of ID and Address verification (If you do not have an item from the list, give us a call and we can help!)    

Please provide the documentation by emailing to                                                                      

Identification - one from the list below
Proof of Address - two items from the list below
Full Valid Passport Utility Bill, i.e. Gas/Water/Electricity (Must be within last 6 weeks)
Full Paper Drivers Licence (Must be up to date with address) Council Tax Bill (Must be current tax year)
Photocard Drivers Licence (Provisional is acceptable) Bank statements (Must quote address and be within last 6 weeks)
Full Benefit Entitlement Letter (Must be within the last 6 weeks) Doctor/Hospital Letter (Must be within last 6 weeks)
Wage slip no older than a month (Must show NI Number) Drivers Licence (Only acceptable if using another form of Identification)


The above list is not exhaustive! If you do not have anything available that is listed please, contact the office for guidance on 029 2088 3751


 Ethically Sound

"Be safe in the knowledge that by becoming a Smart Money Cymru member, you are supporting your local community and are joining a worldwide movement that puts people before profit." 

If you are unsure of the Credit Union that covers your area you can find out by clicking here 

Smart Money Cymru Credit Union Ltd, 64-66 Cardiff Road Caerphilly CF83 1JQ Telephone 029 2088 3751
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority 213370, FCA register no: 163C.

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