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Our Story

How the story began...

Smart Money Cymru was originally formed in October 1989 as the Penyrheol and Trecenydd Credit Union and in 2000, the common bond area was extended to cover the Caerphilly Basin. 

The first office was opened in Clive Street Caerphilly in 2001 with a paid member of staff, then in 2002 the extension of the common bond included the whole of the Rhymney Valley.

October 2006 saw the Credit Union employ its fifth member of staff and extend its common bond to cover the whole of the Caerphilly County Borough.

Smart Money Credit Union Ltd was formed in July 2008 following a merger between Caerphilly & District and Blaenau Gwent (Save-it) Credit Unions and a further member of staff employed.

In March 2010 the Financial Service Authority approved a further extension to cover the local authority area of Newport.

Where we are now

In July 2013, the Credit Union moved to purpose built premises on the high street in Caerphilly, in order to become more accessible and grow further.  We now have a team of full and part time staff dedicated to the growth and sustainability of Credit Unions in Wales, and a host of volunteers that give their time to support us. 

Smart Money Cymru has increased in size steadily, providing access to low cost finance to members within its common bond area and support those financially excluded with our services and products. 

Since moving to High Street premises in Caerphilly 2013 we have opened a second office in Blaenau Gwent

Head Office - Cardiff Road Caerphilly


Tredegar Office - Aneurin Bevan House

Tredegar Office

Smart Money Cymru Credit Union Ltd, 64-66 Cardiff Road Caerphilly CF83 1JQ Telephone 029 2088 3751
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority 213370, FCA register no: 163C.

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