Consolidation Loans

We know from experience that being in debt can cause a lot of mental anxiety and worry. Often, high street banks won’t be able to help if you are in your overdraft and struggling to meet your credit card or loan interest payments.

Ask us about taking out a loan to help consolidate your debts. It’s likely you are paying very high interest rates if you have a number of debts, and we can help consolidate all of these into one loan, with a manageable, agreed, repayment plan.

Apply Now

Why take out a smart loan?

A list of the most popular reasons we provide loans on a monthly basis

No early repayment penalties

Quick and easy application

Applications are looked at by humans,
not robots

Fixed repayments for up to 60 months

We help you grow your savings while you repay your loan

Our interest rates are transparent, and lower than many high street banks

 

Loan Calculator

Try out our loan calculator below

Maximum Loan Amount :
Maximum Loan Term :

£

Term

Repayment Frequency
£
APR
0%
# Repayments
Total
Apply for Loan
£
APR
0%
# Repayments
Total
Apply for Loan
£
APR
0%
# Repayments
Total
Apply for Loan
£
APR
0%
# Repayments
Total
Apply for Loan

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Not a Member?

Joining Smart Money Community Bank is the best decision you will make for you and your money. Our members benefit from the lowest lending rates in the community, no transaction charges, no fees and friendly staff available to talk to you about your needs.

Join Us

Ready to Apply?

Are you ready to apply or do you need more information on our affordable loans? Click on "Apply Now" button to start your journey right now or click on "Contact Us" button to send us a message if you are unsure about your documentation, or still have other questions. To apply for any of our loans, you will need to be our member, to find out more about joining our community bank click the "Join Us" button below.

Apply Now Contact Us Join Us