As a member of Smart Money Cymru, you have access to a range of exclusive loans, up to £15,000. The more you borrow, the less the interest rate too.
If your employer is part of our Payroll Scheme, then you can also benefit from our Payroll Loans – giving you even better interest rates than on our usual loans!
Why borrow from Smart Money Cymru?
- No early repayment penalties
- Quick and easy application
- Applications are looked at by humans, not robots
- Fixed repayments for up to 60 months
- We help you grow your savings while you repay your loan
- All of our loans enjoy Loan Insurance
- Our interest rates are transparent, and lower than many high street banks
What do we provide loans for?
You can borrow money off us for so many reasons. Below is a list of the most popular reasons we provide loans on a monthly basis, but if you can’t see your reason, just contact us to ask.
- New car purchases
- Car repairs
- Celebrating – Weddings, Parties
- Funeral Costs
- Unexpected Vet Bills
- Unexpected Medical Bills
- Christmas spending
- School Uniforms
- Holidays or Staycations
- Debt Consolidation