Smart Payroll Savers

Smart Payroll Savers is our workplace savings scheme for people across Wales. Save or repay a loan straight from your wages, so putting money aside happens automatically each payday. Regular saving builds financial resilience, which matters when money worries are one of the biggest causes of stress at work.

Employers across Wales already offer payroll deduction through Smart Money Cymru, your community credit union. Their employees save directly from their salary, with payments sent straight to us.

Small Savings From Every Payday Add Up

Whether you're saving from your own pay or offering a benefit to your team, choose the option that best fits you:

Payroll - Employers

Payroll - Employees

Are you a payroll partner?

Find out if your employer is already a partner, or talk to us about becoming one - Payroll Partners

Get started today

If you are interested in joining Smart Money Cymru as an employer offering payroll savings, get in touch with us today.

If you’re an employee, and your employer hasn’t joined Smart Money Cymru, why don’t you ask them to give us a call? We’d love to spread the word, and help more people become smarter with their money.