Payroll Savers - Employees

Save a little each payday, without having to think about it

If your employer is one of our payroll partners, you can set up regular savings in a few simple steps. If they're not on board yet, tell them about us. We'd love to chat.

Why save through your pay?

  • Your savings build automatically, month by month
  • Access to preferential payroll loan rates
  • Easy access to your savings when you need them.
  • Savings protected by the Financial Services Compensation Scheme

How to get started

  1. Join Smart Money Cymru as a community bank member.
  2. Complete an Invisible Saver Authority. This is a simple form that tells your employer how much to save from your pay.
  3. We'll send it to them for you. Your savings are taken from your pay each month and paid straight to us.

Employee FAQ

Is my employer a partner?

Not on the list? Ask your HR team, or ask your employer to get in touch with us.

Already a payroll raver but changing jobs?

Get in touch with us, we'll help you move to a direct debit so you can stay a member.

Contact Us