Instant Payroll Loans

Smart Money Cymru introduces an instant loan for employees of our payroll partners!

Our new Instant Payroll Loan is fast, flexible, and a hassle-free way to borrow up to £750 when you need it the most.

Whether it’s an unexpected expense, a last-minute opportunity, or simply a little extra help between pay days, we’re here provide the financial boost you need- with no stress.

Apply Now

Why choose our Instant Payroll loan?

A list of the most popular reasons we provide loans on a monthly basis

Fast Approval

Get approved in hours once all documents are provided

Flexible Amounts
Borrow just what you need - whether it's a small amount to tide you over or a larger sum for a bigger expense.

Transparent Terms
No hidden fees.

No surprises.

Just clear, straightforward repayment terms that you can trust.

Easy Application
Apply online anytime, from anywhere.

It’s simple, secure, and takes only a few minutes.

Save whilst you repay
Set up affordable, regular payments

Multiple accounts available

Save for Christmas, children, rainy days!

 

Loan Calculator

Try out our loan calculator below

Our Quick Loan is ideal for:

Emergency car or home repairs
• Unexpected expenses
• Short breaks
• Christmas
• Birthdays

How It Works

1. Apply Online - Complete a short application in minutes
2. Supply all documentation - Information about you so we can be sure that a loan is right for you, such as your bank statements or ID
3. Get Approved - Quick decision made once all information received
4. Receive Funds - Money sent directly to your account, often on the same day
5. Repay Easily - Choose a repayment schedule that fits your budget, with payments coming direct from your salary
6. Save whilst you borrow – Alongside paying your loan, save a small amount each pay day too

Ready to Apply?

We’ve designed our Instant Payroll loan with you in mind - fast, fair, and flexible. Get the cash you need, when you need it, with a trusted partner by your side.

Apply Now
Maximum Loan Amount :
Maximum Loan Term :

£

Term

Repayment Frequency
£
APR
26.8%
# Repayments
Total
£
APR
26.8%
# Repayments
Total
£
APR
26.8%
# Repayments
Total
£
APR
26.8%
# Repayments
Total

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.